Borrowing Capacity

1. About Me

The loan is

I'm looking for

I have this many dependants

2. Income

My income (before tax) is

​

$

Add rental income

Add other income

3. Expenses

Bills & Living expenses (Exclude rent)

Including food, transport, education, entertainment
​

$

How lenders use this number

Special expenses

Private school fees, strata fees, private health insurance and child support.
​

$

See why lenders count these differently

I'll be paying rent (or living with family) after this transaction

Total credit cards limit

​

$

Existing home loan repayment

​

$

Other loan repayments

Including car loans, student loans, personal loans
​

$

You may borrow up to

What if I borrow less?

Principal & Interest Repayments

$0

/month

Loan term of

years

Repayment frequency

Repayment Type

Interest Rate

%

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Assumptions & Disclaimer*